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PNB Kharwar Hamirpur Himachal Pradesh MICR CODE

Find MICR Codes for PNB Kharwar Hamirpur Himachal Pradesh

Bank
State
District
City
Branch
Address

MICR Code	-NA-
Bank	Punjab National Bank
Business Hours	Monday to Saturday 10 am to 4 pm
Mode Of Payment	Cash,Cheque,Demand Draft and Net banking
Branch	Kharwad
Contact	B D Bhatia 01972-269116
Bank Details	Punjab National Bank Kharwad PUNB0299300

Location	Kharwar, Hamirpur
City	Kharwar
District	Hamirpur
State	Himachal Pradesh
Pincode	176042
Country	IN
Address	Kharwar distt. Hamirpur hp 176042

Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Kharwad branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of Punjab National Bank , Kharwad branch makes the system almost error free and faster. Use of Punjab National Bank MICR codes for Kharwad branch, makes the characters readable even if there are other marks and stamps on it.

A total of 1 branches of Punjab National Bank are available with micr code -

>>Kharwad

MICR code for PNB Kharwad

PNB MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Punjab National Bank MICR code for Kharwad is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of PNB Bank for Kharwad branch. MICR code for Kharwad branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Punjab National Bank Kharwad is presented in the table alongside.

Use of Punjab National Bank MICR code for Kharwad branch in kharwar

The MICR code 0 is used in RBI cheque clearing process to identify the branch Kharwad and Punjab National Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of PNB Bank is typically in either of these two font’s: E-138 and CMC-7.