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Karnataka Bank Kottayam Kottayam Kerala MICR CODE

Find MICR Codes for Karnataka Bank Kottayam Kottayam Kerala

Bank
State
District
City
Branch
Address

MICR Code	686052002
Bank	Karnataka Bank Ltd
Business Hours	Monday to Saturday 10 am to 4 pm
Mode Of Payment	Cash,Cheque,Demand Draft and Net banking
Branch	Kottayam
Contact	2564567
Bank Details	Karnataka Bank Ltd Kottayam KARB0000379

Location	Kottayam, Kottayam
City	Kottayam
District	Kottayam
State	Kerala
Pincode	686001
Country	IN
Address	Building no.v111,dno.584 & 584 a1, karimattom plaza,nagampadam, kottayam - 686001

Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 686052002 for Kottayam branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 686052002 of Karnataka Bank, Kottayam branch makes the system almost error free and faster. Use of Karnataka Bank MICR codes for Kottayam branch, makes the characters readable even if there are other marks and stamps on it.

A total of 1 branches of Karnataka Bank Ltd are available with micr code -

>>Kottayam

MICR code for Karnataka Bank Kottayam

Karnataka Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Karnataka Bank MICR code for Kottayam is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 686052002 is the MICR code of Karnataka Bank for Kottayam branch. MICR code for Kottayam branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Karnataka Bank Kottayam is presented in the table alongside.

Use of Karnataka Bank MICR code for Kottayam branch in kottayam

The MICR code 686052002 is used in RBI cheque clearing process to identify the branch Kottayam and Karnataka Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Karnataka Bank is typically in either of these two font’s: E-138 and CMC-7.