Indian Overseas Bank Kolkata Kolkata West Bengal MICR CODE

Find MICR Codes for Indian Overseas Bank Kolkata Kolkata West Bengal

Bank
State
District
City
Branch
Address

MICR Code	700020046
Bank	Indian Overseas Bank
Business Hours	Monday to Saturday 10 am to 4 pm
Mode Of Payment	Cash,Cheque,Demand Draft and Net banking
Branch	Sheoraphuli
Contact	P Suresh Kumar, Senior Manager, Indian Overseas Bank, Funds Department, Central Office, Phone-044-28519488, Email:Funds@iobnet.Co.In
Bank Details	Indian Overseas Bank Sheoraphuli IOBA0001553

Location	Kolkata, Kolkata
City	Kolkata
District	Kolkata
State	West Bengal
Pincode	712223
Country	IN
Address	Plot no 12, nistarini super market, 1 floor, g t road, sheoraphuli, pin 712223, phone -26321290

Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 700020046 for Sheoraphuli branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 700020046 of IOB Bank, Sheoraphuli branch makes the system almost error free and faster. Use of IOB Bank MICR codes for Sheoraphuli branch, makes the characters readable even if there are other marks and stamps on it.

A total of 72 branches of Indian Overseas Bank are available with micr code -

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MICR code for Indian Overseas Bank Sheoraphuli

Indian Overseas Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. IOB Bank MICR code for Sheoraphuli is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 700020046 is the MICR code of Overseas Bank for Sheoraphuli branch. MICR code for Sheoraphuli branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for IOB Bank Sheoraphuli is presented in the table alongside.

Use of IOB Bank MICR code for Sheoraphuli branch in kolkata

The MICR code 700020046 is used in RBI cheque clearing process to identify the branch Sheoraphuli and IOB Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Overseas Bank is typically in either of these two font’s: E-138 and CMC-7.

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