HDFC Bank Kochi Ernakulam Kerala MICR CODE

Find MICR Codes for HDFC Bank Kochi Ernakulam Kerala

MICR Code
Bank Hdfc Bank Ltd
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch St Joseph
Contact Sujit Kurup / Anant Shinde / Sandeep Puthran 022-30751912/ 2041 / 2042
Bank Details Hdfc Bank Ltd St Joseph HDFC0001294
Location Kochi, Ernakulam
City Kochi
District Ernakulam
State Kerala
Pincode 682013
Country IN
Address D 12catholic centrethoppumpady
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 682240023 for St Joseph branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 682240023 of HDFC Bank Ltd, St Joseph branch makes the system almost error free and faster. Use of HDFC Bank Ltd MICR codes for St Joseph branch, makes the characters readable even if there are other marks and stamps on it.

MICR code for HDFC Bank St Joseph

HDFC Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. HDFC Bank Ltd MICR code for St Joseph is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 682240023 is the MICR code of HDFC for St Joseph branch. MICR code for St Joseph branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for HDFC Bank Ltd St Joseph is presented in the table alongside.

Use of HDFC Bank Ltd MICR code for St Joseph branch in kochi

The MICR code 682240023 is used in RBI cheque clearing process to identify the branch St Joseph and HDFC Bank Ltd bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of HDFC is typically in either of these two font’s: E-138 and CMC-7.

Copied!