Andhra Bank Kottayam Kottayam Kerala MICR CODE

Find MICR Codes for Andhra Bank Kottayam Kottayam Kerala

Bank Andhra Bank
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Kottayam
Contact M Vijayan- 0481-2575304
Bank Details Andhra Bank Kottayam ANDB0001142
Location Kottayam, Kottayam
City Kottayam
District Kottayam
State Kerala
Pincode 686004
Country IN
Address Kk road, kanjikuzhai, kottaqyam - 686 004
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 0 for Kottayam branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 0 of Andhra Bank, Kottayam branch makes the system almost error free and faster. Use of Andhra Bank MICR codes for Kottayam branch, makes the characters readable even if there are other marks and stamps on it.

A total of 1 branches of Andhra Bank are available with micr code -


MICR code for Andhra Bank Kottayam

Andhra Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. Andhra Bank MICR code for Kottayam is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 0 is the MICR code of Andhra Bank for Kottayam branch. MICR code for Kottayam branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for Andhra Bank Kottayam is presented in the table alongside.

Use of Andhra Bank MICR code for Kottayam branch in kottayam

The MICR code 0 is used in RBI cheque clearing process to identify the branch Kottayam and Andhra Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Andhra Bank is typically in either of these two font’s: E-138 and CMC-7.