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Indian Overseas Bank Chennai Chennai Tamil Nadu MICR CODE

Find MICR Codes for Indian Overseas Bank Chennai Chennai Tamil Nadu

MICR Code
Bank Indian Overseas Bank
Business Hours
Mode Of Payment Cash,Cheque,Demand Draft and Net banking
Branch Aminjikarai
Contact P Suresh Kumar, Senior Manager, Indian Overseas Bank, Funds Department, Central Office, Phone-044-28519488, Email:Funds@iobnet.Co.In
Bank Details Indian Overseas Bank Aminjikarai IOBA0000005
Location Chennai, Chennai
City Chennai
District Chennai
State Tamil Nadu
Pincode 600030
Country IN
Address Pachayappa's trust board bldg.,harrigton road, aminjikarai,chennai-600030
Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

How does MICR code 600020015 for Aminjikarai branch help to speed up the cheque clearing process?

In manual clearing of cheques, many errors may occur and the whole process is quite time consuming. The MICR technology speeds up the processing of cheque as it reduces manual efforts of sorting. Thus the 600020015 of IOB Bank, Aminjikarai branch makes the system almost error free and faster. Use of IOB Bank MICR codes for Aminjikarai branch, makes the characters readable even if there are other marks and stamps on it.

A total of 179 branches of Indian Overseas Bank are available with micr code -

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MICR code for Indian Overseas Bank Aminjikarai

Indian Overseas Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. IOB Bank MICR code for Aminjikarai is a 9 digit code, in which first 3 digit represents the city code, next 3 digit to bank code and later 3 digit to branch code. 600020015 is the MICR code of Overseas Bank for Aminjikarai branch. MICR code for Aminjikarai branch includes document type indicator, bank code, cheque number, etc. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR code for IOB Bank Aminjikarai is presented in the table alongside.

Use of IOB Bank MICR code for Aminjikarai branch in chennai

The MICR code 600020015 is used in RBI cheque clearing process to identify the branch Aminjikarai and IOB Bank bank for clearing processes. The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Overseas Bank is typically in either of these two font’s: E-138 and CMC-7.